Introduction

Page

1

Credit Score – Basics

11

2

Credit Scores – Advanced

22

3

Re-Scoring

47

4

Obtaining Your Credit Report

61

5

Reading Your Credit Report

81

6

Disputing Errors

89

7

Identity Theft Basics

107

8

Making & Mixing Credit Reports

121

9

Reinvestigations (or not)

139

10

History

157

11

Credit Repair

187

12

Debt Collection

197

13

Auto Insurance

203

14

Homeowners Insurance

221

15

Mortgage Insurance

231

16

The Color of Credit Scores

235

17

Special Challenges

247

18

Opting Out

263

19

Impermissible Access

273

20

Damage & Damages

281

21

The 2003 FACTA Amendments

307

22

Conclusion

335

 

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